All of you probably know JPMorgan Chase, commonly referred to as Chase. If you are in the miles and points game you probably have one of their credit cards in your wallet. Besides credit cards, Chase is a bank and offers all the usual banking services. You might even have a checking or savings account with Chase already.
Chase offers something which not many people talk about, even in our miles and points hobby. It’s the Arts & Culture Card from Chase. These card has quite a few benefits, but first the requirements to get the card.
Chase Private Client (CPC)
To get the card you have to be a Chase Private Client. This is an invite-only program but everyone can sign up for it if they fulfill the requirements. Usually, it means you have a lot of money invested with Chase or a high net income. You can call any Chase branch to see if your accounts would qualify for it or if you can open an account. You don’t have to be necessarily a customer with Chase to become a Private Client. You can also sign up for a new account. Most of the time there is even a bonus for doing so. The last offer was for getting $2000 if you deposit $250k for 90 days. Yes, that’s a lot of money, but you don’t necessarily need to have that much money to qualify for the account itself. They might not offer a bonus like this, but you still can get the account.
Some of the impressive benefits of being a CPC:
- no wire transfer fee
- no fees for using your debit card at ATMs worldwide
- Fee-free safe deposit box
These are just a few of the benefits you get as a Chase Private Client.
Disclaimer: This is not financial advice and I am no financial advisor as well. This post is just for information purposes. Talk to your financial advisor for more information.
Arts & Culture Program
Chase announced that it will discontinue the Arts & Culture program on June 30, 2021. Until then, your old card will still work and you don’t have to request a new one. After June 30, the program is officially terminated and you won’t be able to use your card anymore. This is sad news as I just earned the benefit not too long ago and didn’t even have a chance yet to use it.
There are currently 13 regions for which Chase has an Arts & Culture Card. If you live within one of these regions you can get the card that gives you free or discounted entrance and other discounts at participating museums and attractions.
The regions are:
- New York City
- Northern California
- Southern California
If you live within one of these regions you get the respective card. In case you don’t live in any of these regions, you can ask if you can pick a different region instead. Maybe one you frequently visit.
There is also an “All Access Card” which works for all regions, but you have to have $1 Millon or more with Chase. That’s a pretty steep level.
There is a physical card or you can talk to your Private Client Banker to receive an email for a virtual card, which you can add to your Chase app. The same where you manage your accounts.
To see a list of participating locations, check the Chase Arts & Culture Program.
Other Chase Benefits
Even if you are not a Chase Private Client, you can enjoy other benefits just by having a Chase debit or credit card. The more exclusive the card, as better the benefits will be. For example one of the most prestigious credit cards of Chase is the Sapphire Reserve which comes with a hefty annual fee of $550. Chase customers can enjoy extra benefits at the Chase Center in San Francisco like the Chase Lounge.
Up to 50% off Golden State Warrior merchandise
All Chase members can get this discount and receive up to 50% off any merchandise at the official Golden State Warrior Shop.
Experience exclusive benefits at selected sports events and venues. Experiences are not limited to just sports, Chase offers the Sapphire Experiences for Sapphire cardholders as well as the Dining Experiences and others.
There are also regional benefits, mostly for museums, you can get as a Chase customer.
Is it worth all the trouble just for the Arts & Culture Card? Probably not. If you have that much money laying around, I am sure you can afford the entrance to all of the participating venues. However, it is a nice benefit. Bank of America offers something similar which is called “Museums On Us“. All you need for that is a regular debit or credit card and you receive free entrance to participating museums every first weekend of each month. I personally wouldn’t go out of my way to become a Chase Private Client just for the Arts & Culture card. On the other hand, they offer a lot for being one, besides this card.
[Images courtesy of Chase]
Peter has a passion for Traveling, Photography, and Geocaching. These are the best ingredients for amazing adventures all over the globe. “Traveling is fun, no matter if you stay in a luxury hotel or travel like a backpacker.” Peter shares his experiences on his Blog www.gatetoadventures.com
Some of Peter’s photos are published on corporate websites, in-flight magazines, travel guides, and much more.